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JMACTS UPNRM


JMACTS as a cooperative believes in member’s needs, capacities and Participation in governing its business and management. The control is vested in General Body and Elected Board of Directors. The decisions are made democratic basis adhering to majority voting system. All members irrespective of share holding and other factors have equal votes i.e. one member-one vote, that too if they qualify for voting as stipulated in the byelaws and the Act. It consciously trains and educates its members, Board and staff in concepts, management and business for delivering their roles and responsibilities effectively. In order to consolidate democratic governance, it emphasizes on transparency and accountability in matters of governance and business.


The Members of JMACTS are mainly women with family businesses. They are in regular need of finances to run or expand their businesses.

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