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JMACTS believes in meeting members' needs as per their capacities and participating in its governance, business, and management. The control of the organization rests with the General Body and the Elected Board of Directors, though.  The decisions are made adhering to the democratic process by way of a majority voting system.

All members irrespective of their shareholding capacity have equal voting rights i.e., a one-member-one-vote philosophy when they qualify for voting as is stipulated in the bylaws and the Act. Such a philosophy consciously trains and educates its members, the Board and the Staff in concepts, management, and business for accomplishing their roles and responsibilities effectively. By following this JMACTS is able to consolidate governance and accountability in the matters of governance and conducting business to ensure transparency.

The Members of JMACTS are mainly women with family businesses. They are in regular need of finances to run or expand their businesses.

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