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JAGRUTHI MACTS object is to provide financial services to its members as possible have permanent access to an appropriate range of high quality financial services, including not just Credit but also Savings, Insurance, and advisory services. JAGRUTHI Village banking offers a way of giving poor women and men in rural and often remote areas access to much needed financial services. Through Banking services at village level, members of low-income communities can save or obtain loans to help set up or improve their businesses, invest in long term life needs such as health or education, or to deal with emergencies. The J MACTS is a way to promote economic development, employment and growth through the support of micro-entrepreneurs and small businesses.

The primary objective of this initiative was to provide banking and financial services at the village level. The idea was also to provide access to Savings , Loans and other payments, which bring numerous benefits to members.

The Members of JMACTS are mainly women with family businesses. They are in regular need of finances to run or expand their businesses.

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